Getting a car loan is not a matter of luck! Your credit report is better than you think. Our job is to make you rise from third to second chance credit or even 2nd chance to regular financial credit. This way, you’ll pay the lowest possible Interest rates!
Our team of experts has a strong experience of 25 years in 2nd and 3rd chance credit. The company's founders have introduced the notion of 2nd chance credit in Quebec in the 1980s. With us, you are in good hands!
For the past 25 years, we have been offering every type of car financing from financial institutions to house credit in all regions of Quebec. Our goal is to find you the best car financing rates / car payments. Our auto loan application has no obligation on your part!
We take the time to sit down with our clients, study their credit and its recovery potential. Then we select only one or two financial institutions to work with, among the 20 that we represent. This way, their credit score won’t be negatively affected.
At Services Financiers CSMour mission is simple: We negotiate with Canada's leading financial and banking institutions to offer you the best financing options on the market. For the last 25 years our team has generated thousands of auto loans in Quebec, thanks to our fast, honest and efficient service. Bankruptcy, Consumer Proposal, debt problems and bad credit? No problem!
Auto Credit did a good job. Unfortunately I had to close my home staging business two months ago. My wife and I were rejected in almost all financial institutions. The ones we contacted really tried to rip us. But not you guys! I appreciate your honesty. We will come back!
Laurent is passionate about everything except accounting. He has never been good with numbers and is not interested in them. Unfortunately, the society in which we live is more interested in his bank account than he is! Despite a neglected credit file, we have helped Laurent find means of transportation! A 2011 Mazda3.
Despite an improved credit history, Marc did not have the chance to get a loan for the Ford Mustang he always wanted. We evaluated his file and managed to get him a 2010 Mustang GT.
I just wanted to thank you for the high quality service that you gave me. I was treated with great respect despite my credit history.
My girlfriend and I have been rejected by almost all institutions. The only ones that have contacted us were there to rob us. Not you! Thank you for your honesty.
Thank you to everybody in the CSM team. You guided and helped me get the best car loan. You went beyond my loan expectations and took charge of all the follow-ups with the credit bureau. You made sure to direct us in the right direction so that we could finally have a healthy credit record! It's wonderful to deal with a company that doesn’t see us as a file number.
I want to thank Mélanie L'Heureux for her dedication and outstanding service! I finally got the car I've always wanted while reestablishing my credit. I had a fixed delivery deadline and they made sure to deliver my car a day prior to that date!
I finally got my first BMW, thanks to your auto credit service! And that, despite the fact that I had been refused everywhere! Thank you so much!
I would just like to thank you for the great quality service that you have given me. I was treated with great respect despite my credit history. You offered exactly the same level of service as advertised on your website, which is very rare these days and that is why I want to thank you.
Here is a series of clients’ testimonials. All these people had, at some point or another, difficulties getting car financing. Because of us they were able to get a car loan at the best rate and conditions.?
My son likes, no loves our Chrysler 300 so much that he keeps finding reasons to take care of it! Here's a picture of Philippe, an early Saturday morning, who removes snow on the car. The best is we didn't even need to go out!
I just wanted to thank you for the great service you have given me. I was treated with great respect despite my credit history. You delivered exactly the level of service you say you offer on your website, which is rare these days and I want to thank you.
I do not expect to get a recent car after a financially hard separation. I expected to only be able to get an old car and thanks to you, I now own an almost new 2011 Mazda 3!
Karen Laroque, is now part of a blended family. She spent several years at home, taking care of her children. Finding a car loan was not easy since she was rejected by a car dealer and her bank. She came to see us, helpless and after studying her file, we were able to find her financing for a car. She left us at the wheel of a brand new 2012 Toyota Camry.
This testimony is written by one of our representatives. "When Josée came to see me, I immediately realized that she needed a helping hand to find a car loan. She had been refused by her financial institution and was quite distraught. We worked on her credit application and as a team, we managed to find her enough credit for a 2012 Ford Focus. I was as excited as she was, even after 15 years in business!".