Getting a car loan is not a matter of luck! Your credit report is better than you think. Our job is to make you rise from third to second chance credit or even 2nd chance to regular financial credit. This way, you’ll pay the lowest possible Interest rates!
Our team of experts has a strong experience of 25 years in 2nd and 3rd chance credit. The company's founders have introduced the notion of 2nd chance credit in Quebec in the 1980s. With us, you are in good hands!
For the past 25 years, we have been offering every type of car financing from financial institutions to house credit in all regions of Quebec. Our goal is to find you the best car financing rates / car payments. Our auto loan application has no obligation on your part!
We take the time to sit down with our clients, study their credit and its recovery potential. Then we select only one or two financial institutions to work with, among the 20 that we represent. This way, their credit score won’t be negatively affected.
At Services Financiers CSMour mission is simple: We negotiate with Canada's leading financial and banking institutions to offer you the best financing options on the market. For the last 25 years our team has generated thousands of auto loans in Quebec, thanks to our fast, honest and efficient service. Bankruptcy, Consumer Proposal, debt problems and bad credit? No problem!
Nathalie has not been able to find car loan. Yet she knows someone who works in the area near her home in Lévis. Nathalie passed through the internet to find a company willing to finance her. Our service and proven expertise convinced her over the phone! She now owns a 2012 Toyota Yaris.
This testimony is written by one of our representatives. "When Josée came to see me, I immediately realized that she needed a helping hand to find a car loan. She had been refused by her financial institution and was quite distraught. We worked on her credit application and as a team, we managed to find her enough credit for a 2012 Ford Focus. I was as excited as she was, even after 15 years in business!".
Philippe lives in Montreal and had no vehicle for 3 years. He contacted us after searching in vain for a car loan in several auto finance institutions. We studied his case and managed to get him a low interest rate as he expected. He now drives a 2011 Ford Edge.
I do not expect to get a recent car after a financially hard separation. I expected to only be able to get an old car and thanks to you, I now own an almost new 2011 Mazda 3!
Auto Credit did a good job. Unfortunately I had to close my home staging business two months ago. My wife and I were rejected in almost all financial institutions. The ones we contacted really tried to rip us. But not you guys! I appreciate your honesty. We will come back!
Auto loan - car credit delivered. I unfortunately had to close my landscaping company two months ago. My wife and I have been rejected by almost every single institutions. The only ones who contacted us had nothing to offer us. Not you guys! You really helped us and we wish to thank you for your honesty. We will come back in a few years!
Thank you to everybody in the CSM team. You guided and helped me get the best car loan. You went beyond my loan expectations and took charge of all the follow-ups with the credit bureau. You made sure to direct us in the right direction so that we could finally have a healthy credit record! It's wonderful to deal with a company that doesn’t see us as a file number.
Patrick has experienced financial difficulties due to the closure of his business. He thought of asking friends to lend him money to buy an old little car. He came to see us and we got him a car loan so that his family could run a 2012 Dodge Caravan. The low rate we provided him let him with enough money to take a trip with his family!
Diane Leboeuf has been living in Hochelaga for 15 years. As a freelance accountant, Diane needs a car to work. She was recently separated from her husband and had to mortgage his portion of the property in order to keep it. To add to his new budgetary situation, her 2001 Mazda Protege died on her. She has been researching to find a new vehicle, but none of the new car manufacturers awarded her a car loan. So she came to see us all distraught thinking she could not afforda car. Well Diane left us, smiling, driving a 2012 Mazda3!
Although Katy and Eduardo were married a few months ago, it unfortunately did not prevent them having trouble with their credit. But their love did overcome it! (and us with them!) They left us at the wheel of a 2012 Dodge Caravan.
I just wanted to thank you for the great service you have given me. I was treated with great respect despite my credit history. You delivered exactly the level of service you say you offer on your website, which is rare these days and I want to thank you.
I finally got my first BMW, thanks to your auto credit service! And that, despite the fact that I had been refused everywhere! Thank you so much!
Despite an improved credit history, Marc did not have the chance to get a loan for the Ford Mustang he always wanted. We evaluated his file and managed to get him a 2010 Mustang GT.
I would just like to thank you for the great quality service that you have given me. I was treated with great respect despite my credit history. You offered exactly the same level of service as advertised on your website, which is very rare these days and that is why I want to thank you.
Here is a series of clients’ testimonials. All these people had, at some point or another, difficulties getting car financing. Because of us they were able to get a car loan at the best rate and conditions.?