Getting a car loan is not a matter of luck! Your credit report is better than you think. Our job is to make you rise from third to second chance credit or even 2nd chance to regular financial credit. This way, you’ll pay the lowest possible Interest rates!
Our team of experts has a strong experience of 25 years in 2nd and 3rd chance credit. The company's founders have introduced the notion of 2nd chance credit in Quebec in the 1980s. With us, you are in good hands!
For the past 25 years, we have been offering every type of car financing from financial institutions to house credit in all regions of Quebec. Our goal is to find you the best car financing rates / car payments. Our auto loan application has no obligation on your part!
We take the time to sit down with our clients, study their credit and its recovery potential. Then we select only one or two financial institutions to work with, among the 20 that we represent. This way, their credit score won’t be negatively affected.
At Services Financiers CSMour mission is simple: We negotiate with Canada's leading financial and banking institutions to offer you the best financing options on the market. For the last 25 years our team has generated thousands of auto loans in Quebec, thanks to our fast, honest and efficient service. Bankruptcy, Consumer Proposal, debt problems and bad credit? No problem!
Although Katy and Eduardo were married a few months ago, it unfortunately did not prevent them having trouble with their credit. But their love did overcome it! (and us with them!) They left us at the wheel of a 2012 Dodge Caravan.
Karen Laroque, is now part of a blended family. She spent several years at home, taking care of her children. Finding a car loan was not easy since she was rejected by a car dealer and her bank. She came to see us, helpless and after studying her file, we were able to find her financing for a car. She left us at the wheel of a brand new 2012 Toyota Camry.
Isabelle came to us after being unable to find a company that was willing to give her a car loan. She left us happy, aboard her 2011 Honda Civic.
Patrick has experienced financial difficulties due to the closure of his business. He thought of asking friends to lend him money to buy an old little car. He came to see us and we got him a car loan so that his family could run a 2012 Dodge Caravan. The low rate we provided him let him with enough money to take a trip with his family!
I do not expect to get a recent car after a financially hard separation. I expected to only be able to get an old car and thanks to you, I now own an almost new 2011 Mazda 3!
My son likes, no loves our Chrysler 300 so much that he keeps finding reasons to take care of it! Here's a picture of Philippe, an early Saturday morning, who removes snow on the car. The best is we didn't even need to go out!
I just wanted to thank you for the great service you have given me. I was treated with great respect despite my credit history. You delivered exactly the level of service you say you offer on your website, which is rare these days and I want to thank you.
I finally got my first BMW, thanks to your auto credit service! And that, despite the fact that I had been refused everywhere! Thank you so much!
I not only got a service in my native language (Spanish) but you helped me in a difficult period of my life by giving me a car loan. Gracias!
Nathalie has not been able to find car loan. Yet she knows someone who works in the area near her home in Lévis. Nathalie passed through the internet to find a company willing to finance her. Our service and proven expertise convinced her over the phone! She now owns a 2012 Toyota Yaris.
This testimony is written by one of our representatives. "When Josée came to see me, I immediately realized that she needed a helping hand to find a car loan. She had been refused by her financial institution and was quite distraught. We worked on her credit application and as a team, we managed to find her enough credit for a 2012 Ford Focus. I was as excited as she was, even after 15 years in business!".
Here is a series of clients’ testimonials. All these people had, at some point or another, difficulties getting car financing. Because of us they were able to get a car loan at the best rate and conditions.?
Jean-Yves Major lives in St-Laurent. "I've never been the best manager of my money," he said. Unfortunately for him, his credit score is not the best. Financial institutions do not or rarely lend to similar cases. Fortunately for Jean-Yves, we have not considered him as another "car loan" but rather as a human being. We were able to find him the financing needed and he now drives a 2011 Ford Focus.
Thank you to everybody in the CSM team. You guided and helped me get the best car loan. You went beyond my loan expectations and took charge of all the follow-ups with the credit bureau. You made sure to direct us in the right direction so that we could finally have a healthy credit record! It's wonderful to deal with a company that doesn’t see us as a file number.
Daniel recently went through a difficult period. His company has been under bad weather due to the difficult economic times and suffered significant financial losses. He had to declare personal bankruptcy and has struggled to recover. He filled our application form and two days later, left us in a Nissan Altima 2011.